Empower Your Financial Future
Financial Lift-Off Program
Free financial education for Airmen & Guardians
About the Financial Lift-Off Program
Financial literacy is essential for mission readiness, personal well-being, and long-term career success.
Developed in partnership with the USAA Educational Foundation, this free-online program will help improve the financial readiness of Airmen, Guardians, and their families.
The course is self-paced and provides practical financial education delivered through a series of engaging modules covering budgeting, saving, investing, and debt management. Participants will improve their ability to manage money wisely and reduce financial stress.
You can view and download the Financial Lift-Off fact sheet here.
What You'll Learn
Creating a Financial Plan
Start by developing a plan to manage your money and achieve your financial goals.
Building a Budget
Learn how to build a budget to help you stay on track and avoid overspending.
Saving for Emergencies
Learn how to build a safety net for life’s unexpected moments – like car repairs, medicals bills or other emergencies.
Managing Debt Responsibly
Explore ways to handle debt effectively and increase your financial stability.
Additional Benefit
$250 Credit Toward Your AFAS Loan
Upon completing the course, participants will receive a Certificate of Completion and qualify for a $250 credit toward a current AFAS Loan. This one-time credit applies to those who received a new AFAS loan on or after May 1, 2025 (Loan-to-gran conversions are not availalble for AFAS loans issued prior to May 1, 2025).
If the outstanding loan balance is less than $250, that remaining balance will be converted to a grant. No refund or additional credit will be issued.
Important Note: The name and personal email that was used for the AFAS loan assistance must be the same name and email used to register for the Financial Lift-Off course to receive the $250 credit.
Eligibility for Loan Credit
To qualify for the $250 loan credit, participants must:
- Be an Active-Duty, Guard, or Reserve Airmen/Guardian
- Have received a new AFAS loan on or after May 1, 2025
(Note: Loan-to grant conversions are not available for AFAS loans issued prior to May 1, 2025)
Loan Credit Process
- Upon completing the course, AFAS will automatically receive your Certificate of Completion
- AFAS will apply the $250 loan credit within 30 days of receiving the course completion notification
- Participants will receive a confirmation email from AFAS once the loan credit has been processed